Credit Card Balance Transfer Request

To transfer balances from your other credit cards to your NJ Gateway FCU credit card, fill out the necessary fields in the form below and click the submit button.

I/We hereby authorize NJ Gateway Federal Credit Union to send payment(s) from my/our NJ Gateway Federal Credit Union Visa Card to the "Card Issuer(s)" listed above according to the stated "Amount." I/We understand that this transaction is a cash advance on my/our NJ Gateway Federal Credit Union Credit Card and will accrue interest immediately. I/We also understand that any transfer(s) may not exceed the current credit limit of my/our NJ Gateway Federal Credit Union Credit Card. I/We understand that use of this balance transfer request will cause my/our account to be charged for the amount of each transfer request. Balance transfer Annual Percentage Rate (APR) will be the prevailing rate for my Visa credit card. The default rate is 18.00% based on account history. There is no grace period on balance transfers. I/We agree to continue making payments to the "Card Issuer(s)" listed above. If I/We choose to close the account(s), I/we agree to notify the "Card Issuer(s) in writing. I/We acknowledge that the credit union reserves the right to refuse a balance transfer. I/We confirm that I/we have read and agree to the terms and conditions of this Credit Card Balance Transfer Request and Authorization and the Visa Credit Card Agreement.By submitting this balance transfer request, you agree that the information is correct to the best of your knowledge.By submitting this form, you agree to all of the terms of the agreement and conditions above.
Important Information About Opening Your Account at  NJ Gateway Federal Credit Union (USA Patriot Act Sec. 326)

Federal Law requires that all financial institutions obtain, verify and record information that identifies each person who opens an account. Therefore, when you open an account, we will ask for your name, address, date of birth and other information that will enable us to identify you. We may also ask to see your government issued identification or other identifying documents. NJ Gateway FCU is committed to preserving and protecting the confidentiality of its members’ personal information. The credit union will maintain strong security controls to ensure that personal member information is protected from unauthorized use.

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