Loan Rates

Loan Rates

effective February 2, 2023


  • Rates quoted are the lowest rates available to qualified applicants.
  • Other rates are available and may apply based upon our current underwriting guidelines.
  • Rates are subject to change at any time without notice.
  • Date of loan disbursement will determine rate charged.
Vehicle Loans: Cars & Trucks (new/used)
TermCar AgeRate
36 monthsup to 10 years old3.99%
48 monthsup to 8 years old4.99%
60 monthsup to 5 years old5.49%
72 monthsup to 2 years old5.99%
Boat/Recreation Vehicle & Motorcycles
up to 60 months 8.49%
Home Equity Line*
LTVTypeCredit LimitRate
Up to 80%Prime Rateup to $250,0007.75%

* Variable Rate on Home Equity Lines is determined by the Wall Street Journal Prime Rate.

Home Equity Loans
Term80% LTV Rate
5 years7.25%
10 years7.75%
15 years8.50%
20 years8.75%
Personal Loans & Lines of Credit
LoanRate Type Term
Signature Loan10.99%fixed rateup to 60 months
Overdraft Line of Credit9.00%variable rate**open credit line
Credit Builder Loan18.00%fixed rateup to 24 months
Share SecuredShare Rate+ 3.00%up to 10 years
Certificate SecuredCD Rate+ 3.00%until CD matures
Stock Secured9.25%fixed rateup to 12 years

** Variable Rate on Overdraft Line of Credit is determined by the Treasury Bill Rate plus 8.00%, minimum 9.00%

Credit Cards
LoanRate Type Term
VISA Classic


fixed rate25 day interest free grace period
& no annual fee
VISA Platinum


fixed rate25 day interest free grace period
& no annual fee

Protect your Loan Payments with Payment Protection from
Cuna Mutual


Gap PLUS pays the loan off in case of a total loss on any new or used car loan PLUS your deductible ($1000 max) PLUS $1000 on a new car if financed here! 


Equal Opportunity LenderEqual Opportunity Lender

We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act

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