Loan Rates

Loan Rates

effective March 22, 2018


  • Rates quoted are the lowest rates available to qualified applicants.
  • Other rates are available and may apply based upon our current underwriting guidelines.
  • Rates are subject to change at any time without notice.
  • Date of loan disbursement will determine rate charged.
Vehicle Loans: Cars & Trucks (new/used)
TermCar AgeRate
36 monthsup to 10 years old2.99%
48 monthsup to 8 years old3.99%
60 monthsup to 5 years old4.49%
72 monthsup to 2 years old4.99%
Boat/Recreation Vehicle & Motorcycles
up to 60 months 7.49%
Home Equity Line*
LTVTypeCredit LimitRate
Up to 80%Prime Rateup to $250,0004.75%

* Variable Rate on Home Equity Lines is determined by the Wall Street Journal Prime Rate.

Home Equity Loans
Term80% LTV Rate
5 years3.74%
10 years4.74%
15 years4.99%
20 years6.34%
Personal Loans & Lines of Credit
LoanRate Type Term
Signature Loan9.99%fixed rateup to 60 months
Overdraft Line of Credit9.00%variable rate**open credit line
Credit Builder Loan18.00%fixed rateup to 24 months
Share SecuredShare Rate+ 3.00%up to 10 years
Certificate SecuredCD Rate+ 3.00%until CD matures
Stock Secured8.25%fixed rateup to 12 years

** Variable Rate on Overdraft Line of Credit is determined by the Treasury Bill Rate plus 8.00, minimum 9.00

Credit Cards
LoanRate Type Term
VISA Classic


fixed rate25 day interest free grace period
& no annual fee
VISA Platinum


fixed rate25 day interest free grace period
& no annual fee

Protect your Loan Payments with Payment Protection from
Cuna Mutual


Gap PLUS pays the loan off in case of a total loss on any new or used car loan PLUS your deductible ($1000 max) PLUS $1000 on a new car if financed here! $299 one time fee.


Equal Opportunity LenderEqual Opportunity Lender

We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act

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