Apply For A Consumer Loan

The following is a loan form which may be printed or electronically submitted over a secure connection to your credit union. If you do not wish to electronically submit your information you may print the form, fill it out and mail or FAX it to the address above. Otherwise you may fill out the form online and click the submit button to electronically submit this form. Fields marked with asterisk* are required for online submission.

Do NOT use this form for Real Estate.
For First Mortgages call the Credit Union: 888-385-5782

If you are not yet a member, but qualify to be one, you may apply for a loan while your membership application is in process.

Married applicants may apply for a separate account. If you are applying for Individual Credit, you must complete the Applicant section about yourself and the Co-Applicant section about your spouse if:

  1. You live in or the property pledged as collateral is located in a community property state (AZ, CA, ID, LA, NM, NV, TX, WA, WI),
  2. Your spouse will use the account, or
  3. You are relying on your spouse’s income as a basis for repayment.

If you are relying on income from alimony, child support or separate maintenance, complete the Co-Applicant section to the extent possible about the person on whose payments you are relying.

If you are applying for Joint Credit with another person, complete the Applicant and Co-Applicant sections. If you are a Wisconsin resident and are applying for Joint Credit with someone other than your spouse, each of you should complete the Applicant section of separate applications. If either or both of you are married, you must also provide information about your spouse and complete the E-Signature area at the end of this application.


Important Information About Opening Your Account at  NJ Gateway Federal Credit Union  (USA Patriot Act Sec. 326)

Federal Law requires that all financial institutions obtain, verify and record information that identifies each person who opens an account. Therefore, when you open an account, we will ask for your name, address, date of birth and other information that will enable us to identify you. We may also ask to see your government issued identification or other identifying documents. NJ Gateway FCU is committed to preserving and protecting the confidentiality of its members’ personal information. The credit union will maintain strong security controls to ensure that personal member information is protected from unauthorized use.

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