Term Shares/Certificates

  • Minimum deposit of $10,000.00 for three months and $1,000.00 for 6-60 month certificates.
  • Dividends are compounded daily, based on day of deposit or day of withdrawal.
  • Dividends are paid monthly.
  • Rates are subject to change.

All deposits are insured by the National Credit Union Administration up to $250,000.00.  Dividend rates are subject to change daily.  Current rates may be obtained by visiting our website at www.njgateway.org, via Call-24, or by calling a Member Service Representative at 732-329-3838.
Please complete all of the information below to establish a certificate account. Please return the form along with your deposit information either by mail or by fax. (See above info) A certificate will be issued and mailed to you upon establishment of the account.


Important Information About Opening Your Account at  NJ Gateway Federal Credit Union  (USA Patriot Act Sec. 326)

Federal Law requires that all financial institutions obtain, verify and record information that identifies each person who opens an account. Therefore, when you open an account, we will ask for your name, address, date of birth and other information that will enable us to identify you. We may also ask to see your government issued identification or other identifying documents. NJ Gateway FCU is committed to preserving and protecting the confidentiality of its members’ personal information. The credit union will maintain strong security controls to ensure that personal member information is protected from unauthorized use.

Ask for more information!
Your Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government 

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National Credit Union Administration, a U.S. Government Agency

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