Our Basic Checking
No Cost. Zip. Zilch. Nada. Totally FREE.
You’ll love it. It’s great checking with our compliments!
- Basic Checking is our non-interest-bearing account and includes FREE Internet banking and FREE Billpay. Your account can be accessed with NJ Gateway VISA® Debit Card; ATM Card and/or Call-24 Telephone Banking.
- Open your account with $25. Keep your account active and you’ll never have a service, per-check or transaction fee, even if your balance goes as low as a penny – because no minimum balance is required!
Our Premier Checking
Earn dividends on the money in your checking account.
Dividends are compounded daily from day of deposit to day of withdrawal.
- Premier Checking is our interest-bearing account and includes FREE Internet banking and FREE Billpay. Your account can be accessed with NJ Gateway VISA® Debit Card; ATM Card and/or Call-24 Telephone Banking.
- Open your account with an initial deposit of $1,000 and as long as your account remains above that balance during the month there’s ABSOLUTELY NO MONTHLY MAINTENANCE FEE! A modest fee of $10. is charged if your balance falls below $1,000. There is never a per-check fee.
Visa Debit Card
Our Debit Card gives you a faster, more economical, more convenient way to buy the products and services you need. That’s because it allows you to withdraw funds from your checking account without ever having to write a check. Plus, NJ Gateway FCU’s Debit Card performs all the functions of a conventional ATM card. It’s the checking-withdrawing-depositing-transferring-funds card all in one.