Our Basic Checking
No Cost. Zip. Zilch. Nada. Totally FREE.
You’ll love it. It’s great checking with our compliments!
- Basic Checking is our non-interest-bearing account and includes FREE Internet banking and FREE Billpay. Your account can be accessed with NJ Gateway VISA® Debit Card; ATM Card and/or Call-24 Telephone Banking.
- Open your account with $25. Keep your account active and you’ll never have a service, per-check or transaction fee, even if your balance goes as low as a penny – because no minimum balance is required!
Click here for an online application!
Our Premier Checking
Earn dividends on the money in your checking account.
Dividends are compounded daily from day of deposit to day of withdrawal.
- Premier Checking is our interest-bearing account and includes FREE Internet banking and FREE Billpay. Your account can be accessed with NJ Gateway VISA® Debit Card; ATM Card and/or Call-24 Telephone Banking.
- Open your account with an initial deposit of $1,000 and as long as your account remains above that balance during the month there’s ABSOLUTELY NO MONTHLY MAINTENANCE FEE! A modest fee of $10. is charged if your balance falls below $1,000. There is never a per-check fee.
Click here for an online application!
Visa Debit Card
Our Debit Card gives you a faster, more economical, more convenient way to buy the products and services you need. That’s because it allows you to withdraw funds from your checking account without ever having to write a check. Plus, NJ Gateway FCU’s Debit Card performs all the functions of a conventional ATM card. It’s the checking-withdrawing-depositing-transferring-funds card all in one.
Click here to learn more about our Visa Debit Card